About 10312 Bear Creek Dr10312 Bear Creek Dr
The corner of Bear Creek Drive holds the kind of home that takes years to create — a Colonial that has been steadily, thoughtfully cared for through three decades of ownership and now stands ready for its next chapter. Tucked into the established Cross Creek subdivision in Hagerstown, Maryland, 10312 Bear Creek Drive offers something increasingly rare in this market: a move-in ready home where the major systems are already updated, the floors and finishes are already refreshed, and the only thing missing is the next family to call it theirs.
This is not a project house. It is not a flip. It is a home that long-tenured owners have lived in, raised a family in, and improved as the years went by. The new owners will inherit a brand-new Trane HVAC system installed in 2026 with a 10-year transferable warranty, a kitchen refreshed within the last three years featuring granite countertops and stainless steel appliances, new carpet upstairs, and a list of updates that signal deferred maintenance handled in advance.
The refreshed kitchen anchors the main level, flowing naturally to a dining area and a private, fully fenced backyard with mature shade trees and a concrete patio built for summer evenings and weekend grilling. Upstairs, three bedrooms feature new carpet and the primary suite offers a private bath. A storage shed in the backyard provides extra storage capacity, and the belt-drive garage door opener runs quietly in the attached garage.
At $364,900, the home sits at Hagerstown's most active price point with a low Cross Creek HOA fee of $53 per month and the cost advantage of unincorporated Washington County — no city tax. Quick access to I-70 and I-81 puts Frederick, Martinsburg, and the DC metro within reasonable commuting reach, while Hagerstown's downtown, Valley Mall, and Meritus Medical Center are all minutes away.
Move in, settle down, and start the next chapter.
